.aud-wrap{padding:clamp(2rem,4vw,3rem) 0 clamp(4rem,8vw,6rem)}.aud-switch{display:flex;flex-wrap:wrap;gap:8px;padding-bottom:clamp(1.75rem,4vw,2.5rem);border-bottom:1px solid var(--line)}.aud-chip{display:inline-flex;align-items:center;gap:7px;min-height:42px;padding:0 14px;border:1px solid var(--line);border-radius:var(--radius-full);background:var(--white);font-family:var(--font-body);font-size:.86rem;font-weight:600;color:var(--ink-soft);text-decoration:none;transition:border-color var(--nav-dur) var(--nav-ease),color var(--nav-dur) var(--nav-ease)}.aud-chip i{font-size:17px;color:var(--navy-500)}.aud-chip:hover{border-color:var(--gold-400);color:var(--navy-700)}.aud-chip.is-active{background:var(--navy-800);border-color:var(--navy-800);color:#fff}.aud-chip.is-active i{color:var(--gold-400)}.aud-h{margin:clamp(2.25rem,5vw,3rem) 0 1.1rem;padding-bottom:.5rem;border-bottom:2px solid var(--gold-500);font-family:var(--font-display);font-weight:600;font-size:clamp(1.25rem,2.4vw,1.55rem);letter-spacing:-.01em;color:var(--navy-800)}.aud-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));grid-gap:12px;gap:12px;list-style:none;margin:0;padding:0}.aud-step{display:flex;align-items:center;gap:14px;height:100%;padding:16px;border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--white);text-decoration:none;transition:border-color var(--nav-dur) var(--nav-ease),transform var(--nav-dur) var(--nav-ease),box-shadow var(--nav-dur) var(--nav-ease)}.aud-step:hover{border-color:var(--gold-400);transform:translateY(-2px);box-shadow:var(--nav-sh-lg)}.aud-step-n{flex-shrink:0;width:34px;height:34px;display:grid;place-items:center;border-radius:var(--radius-full);background:var(--gold-100);font-family:var(--font-display);font-size:1rem;font-weight:600;color:var(--gold-600)}.aud-step-b{flex:1 1 auto;min-width:0}.aud-step-b b{font-size:.95rem;font-weight:700;line-height:1.3;color:var(--navy-800)}.aud-step-b b,.aud-step-b small{display:block;font-family:var(--font-body)}.aud-step-b small{margin-top:2px;font-size:.8rem;line-height:1.45;color:var(--ink-soft)}.aud-step>i{flex-shrink:0;font-size:18px;color:var(--navy-500);transition:transform var(--nav-dur) var(--nav-ease)}.aud-step:hover>i{transform:translateX(3px)}.aud-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:clamp(1.25rem,3vw,2rem);gap:clamp(1.25rem,3vw,2rem)}.aud-grp-h{margin:0 0 .5rem;font-family:var(--font-body);font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--navy-600)}.aud-grp ul{list-style:none;margin:0;padding:0}.aud-grp li{border-bottom:1px solid var(--line)}.aud-grp li:last-child{border-bottom:0}.aud-grp a{display:block;padding:10px 0;font-family:var(--font-body);font-size:.92rem;line-height:1.45;color:var(--ink);text-decoration:none}.aud-grp a:hover{color:var(--navy-600)}.aud-news{list-style:none;margin:0;padding:0}.aud-news li{border-bottom:1px solid var(--line)}.aud-news a{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 14px;padding:13px 0;text-decoration:none}.aud-news time{flex-shrink:0;min-width:110px;font-family:var(--font-body);font-size:.78rem;font-weight:700;letter-spacing:.04em;color:var(--gold-600)}.aud-news span{font-family:var(--font-body);font-size:.95rem;line-height:1.45;color:var(--ink)}.aud-news a:hover span{color:var(--navy-600)}.aud-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;margin-top:clamp(2.5rem,5vw,3.5rem);padding:clamp(1.25rem,3vw,1.75rem);border-radius:var(--radius-lg);background:var(--gradient-navy)}.aud-cta b{display:block;font-family:var(--font-display);font-size:1.15rem;font-weight:600;color:#fff}.aud-cta small{display:block;margin-top:2px;font-size:.86rem;color:rgba(255,255,255,.68)}.aud-cta small,.aud-cta-btn{font-family:var(--font-body)}.aud-cta-btn{display:inline-flex;align-items:center;gap:7px;min-height:44px;padding:0 18px;border-radius:var(--radius-full);background:linear-gradient(135deg,var(--gold-500),var(--gold-600));font-size:.88rem;font-weight:700;color:var(--navy-900);text-decoration:none}.aud-cta-btn:hover{filter:brightness(1.08)}.aud-wrap a:focus-visible{outline:2px solid var(--navy-600);outline-offset:2px}@media (max-width:560px){.aud-switch{gap:6px}.aud-chip{font-size:.8rem;padding:0 11px}.aud-news time{min-width:100%}}